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14 Best Banks in Philadelphia

Banks in Philadelphia serve different needs, from routine cashpoint access and in-person account help to merchant services, payment tools, and more involved banking matters. Comparing the service you need first can save time and avoid an unsuitable visit.

Businesses should look for cash-management or payment support, while personal customers may prioritize clear assistance with detailed questions. Before travelling, confirm branch availability, appointment requirements, identification needs, and whether the right specialist is on hand.

How this list is ordered

Three things shape this list: whether a business truly does what you are looking for, how customers regard it over time and how openly it explains the way it works.

Some businesses pay for a fuller profile or a featured position. It is only open to those that have already passed our selection, and it is always marked.

Top 3Every optionMapChoosing well

Compare the 14 local options

Bank of America Financial Center, Philadelphia#1

Bank of America Financial Center

4.711 reviews
545 N Broad St Ste 101, Philadelphia, PA 19123, United States

Bank of America Financial Center on North Broad provides full-service banking in Philadelphia, including access to a walk-up cashpoint and in-person guidance. The team can assist with everyday banking as well as broader financial needs such as planning for the future, building a business, or preparing for home ownership.

A clean, well-kept environment complements the consistently welcoming service. Staff are described as attentive and willing to explain options, making this a useful branch for customers who prefer handling important financial matters with a local team rather than relying solely on digital tools.

Second Federal Savings & Loan Association of Philadelphia#2

Second Federal Savings & Loan Association of Philadelphia

5.05 reviews
1727 Chestnut St, Philadelphia, PA 19103, United States

Second Federal Savings & Loan Association of Philadelphia takes a traditional, relationship-based approach to banking, with particular strength in mortgages and certificates of deposit. Staff are patient and clear when explaining complicated lending processes, and they work persistently through obstacles to help borrowers reach a solution.

It is a particularly appealing fit for customers who value direct, personal assistance over a heavily digital banking model.

Mid Penn Bank, Philadelphia#3

Mid Penn Bank

4.310 reviews
2900 Comly Rd, Philadelphia, PA 19154, United States
Best suited to
Businesses seeking payment and cash-management tools

Mid Penn Bank provides Philadelphia banking for individuals, families, businesses, and nonprofits, with personalized guidance across personal accounts, business services, cash management, and merchant payments. Its financial-center model includes in-person banking, a cashpoint, night-depository access, telebanking, online and mobile banking, and remote or mobile deposits.

The branch experience is built around courteous, efficient assistance: transactions are handled with care, explanations are clear, and customers can move in and out without unnecessary friction. Business owners can also explore payment terminals, point-of-sale systems, invoicing, and tools that streamline deposits and accounting. That mix of personal attention and practical business infrastructure gives Mid Penn a useful role for both routine banking and longer-term financial planning.

Univest Bank and Trust Co., Philadelphia#4

Univest Bank and Trust Co.

4.211 reviews
1536 S Broad St, Philadelphia, PA 19146, United States

Univest Bank and Trust Co. offers Philadelphia customers banking alongside insurance and investment solutions. The branch stands out for patient explanations, careful account-opening guidance, and a willingness to spend time walking through details, whether the need involves an everyday account or a certificate of deposit.

The setting is clean and orderly, while the service remains warm and personal. Univest is a good fit for customers who want a clear, unhurried conversation before making an important banking decision.

Univest Bank and Trust Co., Philadelphia#5

Univest Bank and Trust Co.

4.45 reviews
3601 Market St, Philadelphia, PA 19104, United States

Univest Bank and Trust Co. provides Philadelphia banking with access to broader insurance and investment solutions. The branch has a polished, professional environment and a service style that is both courteous and welcoming, including attentive help with account and loan-related questions.

Staff take time to explain processes clearly, creating a comfortable setting for customers who prefer personal assistance when managing everyday banking or more substantial financial needs.

WSFS Bank, Philadelphia#6

WSFS Bank

4.19 reviews
1110 Chestnut St, Philadelphia, PA 19107, United States

WSFS Bank’s Philadelphia presence supports commercial, business, private, and everyday banking needs, with in-person help available alongside digital banking tools. The branch is also active in the local business community, offering guidance around business loans and financial topics that are not always covered in traditional education.

Friendly, courteous service gives the location an approachable feel, while its broader banking scope makes it relevant for individuals, entrepreneurs, and established businesses alike.

Fulton Bank, Philadelphia#7

Fulton Bank

4.052 reviews
7300 Frankford Ave, Philadelphia, PA 19136, United States
Best suited to
Businesses needing merchant-services supportCustomers handling more involved banking matters

Fulton Bank serves Philadelphia customers with personal and business banking, lending, investment management, and practical financial-center services. Depending on the need, the branch can support wire transfers, currency exchange, gift cards, safe-deposit boxes, account opening, deposits, check cashing, notary services, and mobile-banking setup.

The service style is patient and relationship-focused, with staff willing to work through complicated banking questions carefully. Business customers can also access merchant-services and cash-management solutions, giving the branch useful breadth beyond routine transactions.

Santander Bank Branch, Philadelphia#8

Santander Bank Branch

4.032 reviews
3802 Chestnut St, Philadelphia, PA 19104, United States

Santander Bank Branch in Philadelphia supports everyday personal banking, business banking, checking and savings accounts, money-market products, online banking, and access to a cashpoint. The branch also provides a setting to speak with a banker about broader financial needs, from account opening to business loans and investment services.

Service can be especially helpful when a manager or experienced banker takes ownership of a problem, with professional, caring assistance available for more involved requests. Santander’s Philadelphia network also includes cashpoint access through participating CVS locations, extending convenience beyond the branch itself.

Fulton Bank, Philadelphia#9
Why it stands out
  • Broad branch and business services

Fulton Bank

3.97 reviews
1650 Grant Ave, Philadelphia, PA 19115, United States

Fulton Bank provides Philadelphia customers with personal and business banking alongside lending, investment management, and commercial financial services. Its financial centers can support account opening, deposits, check cashing, notary needs, mobile-banking setup, domestic and international wire transfers, currency exchange, gift cards, and safe-deposit services.

The branch experience is shaped by responsive staff who take time to explain each step and help make complex processes easier to manage. Customers considering overdraft protection can discuss the available options with the financial center team rather than assuming enrollment is automatic.

The Bank of Princeton, Philadelphia#10
Why it stands out
  • Clear explanations of banking products

The Bank of Princeton

3.99 reviews
470 W Cheltenham Ave, Philadelphia, PA 19126, United States
Best suited to
Personal and business banking

The Bank of Princeton serves Philadelphia with personal and business banking, including checking accounts, mortgage options, home equity lines of credit, and digital banking tools. Its community-banking approach emphasizes clear explanations, especially when discussing products such as certificates of deposit, while Allpoint ATM access adds convenience for everyday cash needs.

The branch is also associated with a clean, well-maintained setting and helpful, professional service. It may suit Philadelphia residents comparing a traditional bank with flexible account choices and digital access, though customers managing joint accounts should confirm debit-card and online-access arrangements in advance.

PNC Bank, Philadelphia#11

PNC Bank

3.818 reviews
1511 Walnut St, Philadelphia, PA 19102, United States
Best suited to
Everyday banking support

PNC Bank provides everyday banking in Philadelphia, with a focus on quick, organized service and a broad range of branch support. Staff may welcome visitors at reception, handle teller needs and answer account questions in one visit.

The experience can vary by request, so customers needing ATM access or a more specialized transaction should confirm the arrangements before setting out. For ordinary branch business, the location is suited to customers who value a direct, in-person conversation.

PNC Bank, Philadelphia#12

PNC Bank

3.825 reviews
1849 Walnut St, Philadelphia, PA 19103, United States
Best suited to
In-person account assistanceRoutine cashpoint access

PNC Bank serves Philadelphia with branch banking, on-site services and a cashpoint. The branch is geared toward both straightforward transactions and more involved account needs, with staff who can explain procedures and help resolve questions in person.

For complex requests, allow extra time and arrange a visit in advance when possible. The team can be welcoming and efficient, but confirming that the branch handles your specific transaction before traveling is especially useful.

Fulton Bank, Philadelphia#13
Why it stands out
  • Personal, business, and investment services

  • Hands-on account assistance

Fulton Bank

3.726 reviews
1601 Market St, Philadelphia, PA 19103, United States
Best suited to
Small-business bankingOverdraft guidance

Fulton Bank brings personal and business banking to Philadelphia, with services spanning checking accounts, lending, investment management, overdraft protection, wire transfers, currency exchange, and safe-deposit boxes. The wider organization also supports small businesses with loans and merchant-services solutions, while commercial relationship managers can provide more tailored guidance.

At the branch level, service can be especially useful when opening an account, resolving a transaction question, or setting up mobile banking. Staff members are often described as welcoming and attentive, although service consistency may vary. Customers who need detailed assistance should allow time for a full conversation and confirm overdraft options directly with the financial center.

WSFS Bank, Philadelphia#14
Why it stands out
  • Commercial and private banking support

WSFS Bank

3.733 reviews
6918 Brous Ave, Philadelphia, PA 19149, United States
Best suited to
Business and private banking

WSFS Bank serves Philadelphia with commercial, business, private, and everyday banking through its Tyson & Brous financial center. The location is part of a broader network of financial centers and ATMs, giving customers access to in-person support as well as online banking enrollment and account assistance.

The branch may appeal to customers who prefer a clean, traditional banking environment and staff who can help with practical questions. For account management, it is worth using the in-person or telephone support channels when online balances, pending transactions, or other digital-banking details need clarification.

A quick comparison of the options

#BusinessRatingReviewsBest suited to
#1Bank of America Financial Center 4.711—
#2Second Federal Savings & Loan Association of Philadelphia 5.05—
#3Mid Penn Bank 4.310Businesses seeking payment and cash-management tools
#4Univest Bank and Trust Co. 4.211—
#5Univest Bank and Trust Co. 4.45—
#6WSFS Bank 4.19—
#7Fulton Bank 4.052Businesses needing merchant-services support
#8Santander Bank Branch 4.032—
#9Fulton Bank 3.97—
#10The Bank of Princeton 3.99Personal and business banking
#11PNC Bank 3.818Everyday banking support
#12PNC Bank 3.825In-person account assistance
#13Fulton Bank 3.726Small-business banking
#14WSFS Bank 3.733Business and private banking

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Mapping banks in Philadelphia

Philadelphia’s banking options include large financial centers, regional banks, and institutions that may be more relevant for business or relationship-based assistance. Their usefulness depends on the service rather than the name alone. Compare travel convenience with the complexity of your request. Routine cashpoint access may not require much planning, while account questions, business services, or cash management are better handled after confirming availability and appointment details.

What each one offers

  • Merchant servicesBusinesses can compare banks that provide support for accepting and managing customer payments.
  • Cash managementLook for business banking options connected with payment and cash-management tools when daily finances are more complex.
  • In-person account helpBranch support can be useful for account matters that are difficult to resolve through self-service channels.
  • Detailed banking questionsCustomers with more involved requests may benefit from arranging time with staff who can review the specific issue.
  • Routine cashpoint accessChoose a convenient location for straightforward cashpoint needs and everyday banking tasks.
  • Everyday banking supportGeneral branch assistance can help customers handle routine questions and account-related needs in person.

How to compare banks in Philadelphia

  1. Define whether you need cashpoint access, account help, or business banking support.
  2. Ask whether merchant services or cash-management tools match your business activity.
  3. Confirm branch availability before travelling for a detailed request.
  4. Check whether an appointment or specialist consultation is needed.
  5. Prepare identification and relevant account documents for in-person assistance.
  6. Choose the most convenient location only after confirming it handles your task.

Your questions answered

Which Philadelphia banks offer business support?

Fulton Bank is identified for businesses needing merchant-services support and customers handling more involved banking matters. Mid Penn Bank is associated with payment and cash-management tools. Confirm the current service scope and arrange an appointment if your request is complex.

Can I handle detailed banking questions in person?

In-person assistance can be useful for account matters that need explanation or document review. Contact the branch before visiting to confirm staff availability, whether an appointment is required, and what identification or paperwork you should bring.

How should a business compare banks?

Start with the tasks that matter most: accepting payments, managing cash flow, handling deposits, or receiving relationship-based support. Then confirm that the branch or banking team handles those services and ask what information is needed to discuss your business.

Do I need to book a bank appointment?

Routine visits may be simpler, but detailed account questions and business services are often easier when arranged in advance. Confirm the branch’s availability, the required documents, and whether the relevant adviser is available before setting out.

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